Finance

Thinking about hiring a credit repair company?

I recently received a question on Facebook about credit repair companies – are they legit? While this particular topic falls outside the laws we oversee, I wanted to share what I learned with our blog readers.

Asking a debt collector to only communicate with you in writing: what you need to know

Did you know you have the right to ask for all communications from a debt collector to be in writing only? But remember: even if you stop the debt collection calls, you’re still responsible for the debt.

Helen’s story: knowing the payday lending rules pays off

Helen had been watching the news and heard a BC-based payday lender was ordered to refund consumers for charging additional fees on cash cards. So when she thought the same thing happened to her, she contacted us.