Debt collection self help tools

Your name*
First Last
The phone number you are being contacted at*
Your email address*
Your street address*
Street Address City Province Postal code
Is your mailing address the same as your street address?*
- Yes
- No
Your mailing address
Please complete if it's different from your street address.
Street Address City Province Postal Code

Section 116(4)(c) of the Business Practices and Consumer Protection Act states “a collector must not continue to communicate with a debtor (c) if the debtor has notified the collector and the creditor that the debt is in dispute and that the debtor wants the creditor to take the matter to court”. NOTE: you must also send a notification of the debt in dispute to the original creditor.
Alleged amount owed
Who the money is owed to
Account number
This communication is only for the purposes of Section 116(4) of the Business Practices and Consumer Protection Act and I do not acknowledge the debt described above.*
This communication is only for the purposes of Section 116(4) of the Business Practices and Consumer Protection Act and I do not acknowledge the debt described above.
- I am disputing the debt the collection agency is attempting to collect and want the creditor to take me to court. As required, a copy of this dispute of debt form has also been sent to the creditor.

Section 120 of the Business Practices and Consumer Protection Act states: “a collector must not (b) collect or attempt to collect money from a person who is not liable for the debt, or (c) if a person has informed the collector that the person is not the debtor, continue to communicate with that person unless the collector first makes all reasonable efforts to ensure that the person is in fact the debtor".
Name of the debtor the agency is trying to contact
*
- I am requesting that the collection agency cease all contact with me about a debt owed to the agency by the above mentioned person. The person does not live at this address and cannot be reached at this phone number.

Section 116(4)(a) of the Business Practices and Consumer Protection Act states “a collector must not continue to communicate with a debtor (a) except in writing, if the debtor (i) has notified the collector to communicate in writing only, and (ii) has provided a mailing address at which the debtor may be contacted".
Alleged amount owed
Owed to
Account number
Provide the account number if known.
This communication is only for the purposes of Section 116(4) of the Business Practices and Consumer Protection Act and I do not acknowledge the debt described above.*
This communication is only for the purposes of Section 116(4) of the Business Practices and Consumer Protection Act and I do not acknowledge the debt described above.
- I am requesting that the collection agency communicate with me in writing only at my mailing address provided

Section 116(4)(b) of the Business Practices and Consumer Protection Act states “a collector must not continue to communicate with a debtor b) except through the debtor's lawyer, if the debtor (i) has notified the collector to communicate only with the debtor's lawyer, and (ii) has provided an address for the lawyer".
Alleged amount owed
Owed to
Account number
Provide the account number if known.
This communication is only for the purposes of Section 116(4) of the Business Practices and Consumer Protection Act and I do not acknowledge the debt described above.*
This communication is only for the purposes of Section 116(4) of the Business Practices and Consumer Protection Act and I do not acknowledge the debt described above.
- I am requesting that the collection agency communicate with me through my lawyer.
Name of the legal firm*
Name of the lawyer*
Lawyer's mailing address*
Street Address City Province Postal code Country

Section 115(3) of the Business Practices and Consumer Protection Act states that "if a debtor informs the collector that the debtor has not received the notice required under subsection (1), the collector must send that information to the debtor at the address provided by the debtor".
Alleged amount owed
Who the money is owed to
This communication is only for the purposes of Section 116(4) of the Business Practices and Consumer Protection Act and I do not acknowledge the debt described above.*
This communication is only for the purposes of Section 116(4) of the Business Practices and Consumer Protection Act and I do not acknowledge the debt described above.
- I am requesting written notification of the alleged debt