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With a number of student loan applicants being recent high school graduates, these kinds of loans can be a crash course in credit, repayment and all of those confusing financial terms in between! To help you make an informed decision, we’ve prepared some did-you-knows about receiving and paying back a BC student loan that we have gathered from a few sources.
In many ways, credit cards make our lives easier. So long as you are realistic about how much you use your credit card, they can be a great way to take advantage perks such as travel points or cash back rewards. This being said, they can also be a source of frustration when they lost or stolen or if someone had made fraudulent charges. Here are some tips on reducing the risk of credit card fraud.
Recently I was furniture shopping and found a perfect dining room suite. I thought to myself that even though it was expensive, if I purchased it on credit I wouldn't have to pay interest for a whole year. It sounded like a great deal but was there a catch? What did the interest start adding up and what was I responsible for?
I remember receiving my first credit card and thinking about how I could go out and buy anything I wanted and not pay until I got the bill. The bill did come, along with a payment due date and an interest rate attached to any unpaid balance. I realized if I didn’t pay my bill on time, suddenly that $25 bargain would end up costing me a lot more.